Payment Platform Data v2.3.0 Updated 2025-12-30

Stripe

The complete payments platform for the internet

4.3k 3.0M/week No known vulns N/A (server-side)
96 /100
Excellent pick High confidence (98%)

Quick Verdict

Best For

  • Enterprise and marketplace applications
  • Global businesses with multi-currency needs
  • Teams wanting best-in-class DX
  • Complex billing (usage-based, tiered)

Consider Alternatives If

  • Solo creators wanting simplicity
  • Businesses needing MoR (merchant of record)
  • Low-budget startups in early stages

Top Alternatives

Paddle 86LemonSqueezy 78

Pricing & Coverage

Payment processing details for Stripe

Transaction Fees

2.9% + $0.30

Volume discounts available

Merchant of Record

You are MoR

You're responsible for tax collection, compliance, and invoicing.

Payout Speed

2 business days

Tax Compliance

You handle all tax compliance

Accepted Payment Methods

cardapple paygoogle paysepaidealbancontactachwire

Geographic Coverage

46 countries accept payments 26 countries for payouts
View all supported countries
USCAGBDEFRESITNLBEATCHIEPTSENODKFIAUNZJPSGHKMYTHINAEBRMXPLCZROBGHRSISKHULTLVEEMTCYLUGRISLIGI

Also supports payouts

Subscription & Billing Features

Recurring billingUsage-based billingTiered pricingTrials & couponsDunning managementProrationCustomer portalInvoicing

Fraud Protection

  • Radar (ML fraud detection)
  • 3D Secure
  • Address verification
  • CVC check
  • Risk scoring
Data from: Official Stripe Documentation

Score Breakdown

6 dimensions evaluated with transparent methodology

Performance
95 −5

Industry-leading uptime and processing speed

  • 99.999% uptime SLA for enterprise
  • Global edge network for low latency
  • Real-time fraud detection (Radar)
Why not 100%:
  • −2 API rate limits for high-volume operations
  • −2 Webhook delivery can have occasional delays
Developer Experience
98 −2

Best-in-class APIs, SDKs, and documentation

  • Comprehensive SDKs for 10+ languages
  • Interactive API documentation
  • Test mode with realistic card numbers
Why not 100%:
  • −1 Complex webhook signature verification
  • −1 Dashboard can be overwhelming for beginners
Ecosystem
98 −2

Massive integration ecosystem with every major platform

  • 1000+ platform integrations
  • Native SaaS integrations (Salesforce, Xero, etc.)
  • Stripe Apps marketplace
Why not 100%:
  • −1 Some integrations require Stripe Connect
  • −1 Premium features increase complexity
Maintainability
95 −5

Stable APIs with excellent backward compatibility

  • Versioned APIs with long deprecation cycles
  • Automatic API version upgrades
  • Detailed changelogs and migration guides
Why not 100%:
  • −2 Breaking changes still occur annually
  • −2 Dashboard UI changes frequently
Cost Efficiency
72 −28

Premium pricing but transparent and predictable

  • Transparent 2.9% + 30¢ pricing
  • No monthly fees for basic usage
  • Volume discounts available
Why not 100%:
  • −9 Higher than regional processors
  • −9 Connect platform fees add up
  • −9 Premium features cost extra
Compliance
98 −2

Industry gold standard for security and compliance

  • PCI DSS Level 1 certified
  • SOC 1 and SOC 2 audited
  • GDPR and CCPA compliant
Why not 100%:
  • −1 Tax compliance requires Stripe Tax addon
  • −1 Some regions have limited support

Compare Alternatives

How Stripe stacks up against similar technologies

TechnologyOverallPerfDXEcosystem
Current Stripe96959898
Paddle MoR model, handles taxes86———Compare →
LemonSqueezy Simpler, creator-focused78———Compare →
Full comparison with Paddle

Sources & Methodology

How we calculate these scores — transparent and reproducible

Deterministic Scoring

Same inputs always produce the same outputs. We use versioned lookup tables, not LLM opinions. Every score is explainable and reproducible.

Learn how it works →
primary

GitHub

Repository activity, stars, contributors, issue resolution time

primary

NPM Registry

Weekly downloads, package dependencies, version history

secondary

OSV Database

Known vulnerabilities, security advisories, CVE tracking

contextual

Community Signals

Stack Overflow activity, Discord engagement, developer surveys

Data version: 2.3.0 Last updated: 2025-12-30 Confidence: 98%

Frequently Asked

Why doesn't Stripe score 100%?

No technology is perfect for every use case. Our scoring reflects real-world trade-offs. Stripe's main gaps are in cost efficiency, where higher than regional processors.

What does confidence percentage mean?

Confidence (98%) indicates how much data we have to support the score. Higher confidence means more data points from multiple sources (GitHub activity, NPM downloads, security audits, community surveys).

How often are scores updated?

Scores are recalculated weekly using automated data pipelines. Major version updates trigger immediate recalculation. Last update: 2025-12-30.